156423 Zip Direct

: This filing acts as a "shelf" registration, allowing the issuer to offer debt securities, warrants, purchase contracts, and stock over time.

: Documents under this registration include Senior Fixed Rate Callable Notes and Interest Rate Structured Investments . 156423 zip

: Detailed prospectuses and pricing supplements for these offerings are available for free through the SEC EDGAR database . 2. Local & Legal Identification : This filing acts as a "shelf" registration,