The phrase "3 credit scores" typically refers to the three separate numerical ratings provided by the major credit bureaus based on the information in your unique credit files. The Three Major Credit Bureaus
: Different models (like FICO or VantageScore) may be applied to the data at each bureau. How to Access Them 3 credit scores
: Each bureau may update your credit report at different times of the month. The phrase "3 credit scores" typically refers to
Your credit scores are generated by three main national reporting agencies: Experian TransUnion Why Scores May Differ 3 credit scores