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: This protects you if you are hit by a driver who lacks adequate insurance. 2. Strategic Ways to Lower Your Premiums

Before you start shopping, you must identify exactly what protection you require. Most states require a minimum amount of , which covers damages you cause to others. However, depending on your vehicle and financial situation, you may need more: autoinsurancetips co

: Essential if you have a newer or expensive car, as these cover damage to your own vehicle regardless of fault and non-accident events like theft or weather. : This protects you if you are hit

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