On unlocked phones ( $649+ ) or home theater/smart home kits ( $799+ to $1,499+ ). My Best Buy Visa® Card
You receive the standard 5% back plus a 10% bonus for that first day.
You must make the purchase within 14 days of account opening. best buy credit promotions
Upgrading your home theater or snagging the latest laptop is an investment. Best Buy offers two primary credit paths—the (store-only) and the My Best Buy Visa® Card (use anywhere)—to help soften the blow with either massive upfront rewards or long-term interest relief. 1. The Welcome Offer: 15% Back in Rewards
Maximizing Your Tech Haul: The Best Buy Credit Promotions for April 2026 On unlocked phones ( $649+ ) or home
If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ .
You can choose the 15% back OR flexible financing, but not both on the same transaction. 2. Flexible Financing: 0% Interest Periods Upgrading your home theater or snagging the latest
For a limited time, new cardmembers can earn on their first day of purchases.