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: Because the dealer is taking a higher risk on the loan, interest rates (APR) are typically significantly higher than market averages.

: Not all BHPH dealers report your on-time payments to credit bureaus. If your goal is to rebuild your credit, you must verify that the dealer reports to agencies like Equifax or Experian. buy autos here

: It is often the only option for individuals with "deep subprime" credit or no credit history. : Because the dealer is taking a higher