Reputable lots report your on-time payments to the major credit bureaus, helping you build back your credit.

Your credit score is largely ignored; approvals are based on your steady income and ability to pay.

If you are looking for a lot in the KC metro area, consider these highly-rated options: Auto Now

A local family-owned staple that has been serving the community for over 30 years.

They include a 2-year/24,000-mile limited warranty with every vehicle they sell.

Buy Here Pay Here (BHPH) dealerships in Kansas City, MO act as both the seller and the lender. This in-house financing means you bypass traditional banks and make your payments directly to the dealership.