Lenders generally require a minimum down payment based on the purchase price: How To Buy Your First Home In Ontario in 2026 Step By Step
: Prices in major hubs like the Greater Toronto Area (GTA) and Hamilton have seen year-over-year declines of ~5–8%, while Northern Ontario (e.g., Sudbury) remains the only region seeing growth (~2.4%). buy home in ontario canada
: Buyer leverage is higher than in recent years due to elevated inventory levels, which are roughly 49% above the 10-year March average. Lenders generally require a minimum down payment based
The Ontario housing market is currently in a "stabilization" phase after corrections in late 2025. while Northern Ontario (e.g.