: 0% for 60 months plus no payments for 90 days .
These offers are restricted to "well-qualified" buyers through a manufacturer's captive finance arm, such as Toyota Financial Services or Ford Credit . How to Qualify for a 0% APR Car Loan - Experian buy new car 0 interest
: 0% for 60 months available at many retailers . Electric Vehicles (EVs) : : 0% for 60 months plus no payments for 90 days
: 0% for 72 months plus up to $3,000 bonus cash . Electric Vehicles (EVs) : : 0% for 72
: 0% for 60 months plus no payments for 90 days .
: 0% for 60 months plus no payments for 90 days (limited trims) .
Securing a 0% APR car loan is one of the most effective ways to save thousands in interest, but it requires "gold-plated" credit and often forces a choice between interest-free payments and large cash rebates . Current 0% APR Deals (April 2026)