Before applying, consider these significant restrictions noted by users and reviewers:
: Earnings can only be used for the purchase or lease of a new GM vehicle or for dealership services like oil changes and parts. You cannot redeem for cash back, travel, or gift cards.
: On your first $5,000 in net purchases every year.
The primary appeal of the BuyPower card is its high earning rate on initial annual spending, which can be applied to a new Chevrolet, Buick, GMC, or Cadillac.
: In most cases, you cannot apply these earnings toward used or certified pre-owned vehicles.
: Some users have reported mixed experiences at dealerships when trying to apply their points, though many find it a seamless way to pay for maintenance. Customer Perspectives
“This card is flat 4% [referring to older high-tier rewards], CERTAINLY capable of outperforming any credit card on the average effective rewards rate on all spend... Only restriction is you have to drive a GM vehicle and buy brand new.” Reddit · r/CreditCards · 2 years ago
: For some newer versions (like the GM Rewards Mastercard by Barclays), you can earn up to 7x points on eligible GM purchases. Key Benefits & Fees
Buy Power Card Review May 2026
Before applying, consider these significant restrictions noted by users and reviewers:
: Earnings can only be used for the purchase or lease of a new GM vehicle or for dealership services like oil changes and parts. You cannot redeem for cash back, travel, or gift cards.
: On your first $5,000 in net purchases every year. buy power card review
The primary appeal of the BuyPower card is its high earning rate on initial annual spending, which can be applied to a new Chevrolet, Buick, GMC, or Cadillac.
: In most cases, you cannot apply these earnings toward used or certified pre-owned vehicles. The primary appeal of the BuyPower card is
: Some users have reported mixed experiences at dealerships when trying to apply their points, though many find it a seamless way to pay for maintenance. Customer Perspectives
“This card is flat 4% [referring to older high-tier rewards], CERTAINLY capable of outperforming any credit card on the average effective rewards rate on all spend... Only restriction is you have to drive a GM vehicle and buy brand new.” Reddit · r/CreditCards · 2 years ago Customer Perspectives “This card is flat 4% [referring
: For some newer versions (like the GM Rewards Mastercard by Barclays), you can earn up to 7x points on eligible GM purchases. Key Benefits & Fees