If you have a few months before you need to apply, you can take active steps to boost the lower score:
: The lender only reviews the credit score and debts of the applicant, potentially securing a lower interest rate. buying a house when one spouse has bad credit
: Add the spouse with bad credit as an authorized user on the higher-credit spouse's oldest, well-maintained credit card. If you have a few months before you
Quick Answer. You may be able to buy a house if your spouse has bad credit, but you may not qualify for a joint mortgage. If that' Can I Buy a House if My Spouse Has Bad Credit? - Experian buying a house when one spouse has bad credit