: Use the HealthCare.gov Marketplace to find ACA-compliant plans and see if you qualify for subsidies.

: Your share of the costs for a service, usually calculated as a percentage (e.g., you pay 20%, they pay 80%).

: Usually limits coverage to care from doctors who work for or with the HMO. You typically need a referral from a primary doctor to see a specialist.

Before comparing plans, you need to understand the five main ways you pay for care:

Buying Health Insurance For Dummies Link

: Use the HealthCare.gov Marketplace to find ACA-compliant plans and see if you qualify for subsidies.

: Your share of the costs for a service, usually calculated as a percentage (e.g., you pay 20%, they pay 80%). buying health insurance for dummies

: Usually limits coverage to care from doctors who work for or with the HMO. You typically need a referral from a primary doctor to see a specialist. : Use the HealthCare

Before comparing plans, you need to understand the five main ways you pay for care: usually calculated as a percentage (e.g.