: Lenders often demand a minimum score of 680 to 720 for those without W-2 income, compared to roughly 620 for traditional borrowers.
: You may be required to show 6 to 12 months of mortgage payments set aside in savings. can i buy a house with no job
: You can qualify using documented, steady income from non-employment sources such as: Social Security or disability benefits. Pensions and retirement account distributions. Investment dividends or interest. Court-ordered alimony or child support. Rental income from other owned properties. : Lenders often demand a minimum score of
: A family member or friend with a stable job and good credit can co-sign the loan, sharing legal responsibility for payments. sharing legal responsibility for payments.