Most BNPL providers for Citizen watches offer two main types of plans:

: For more expensive models, you can often opt for monthly payments over 6 to 12 months. Note that these longer-term plans may include interest depending on your creditworthiness. Where to Shop with BNPL

: A specialized BNPL marketplace that offers lease-to-own and interest-free installments, even for those with bad or no credit .