Dc Home Buying Programs Instant

: Minimum credit score of 630 and completion of a HUD-approved homebuyer education course. The Flexible Alternative: DC Open Doors

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. dc home buying programs

: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers . : Minimum credit score of 630 and completion

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan. : Offers a Down Payment Assistance Loan (DPAL)

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you.

D.C. incentivizes its government employees to live within the District through targeted perks.

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.