Deadline for 2027 coverage in most states.
Get Health Insurance Answers from Healthcare.gov Marketplace deadline to buy health insurance
While the standard national window has closed, the following dates governed the 2026 enrollment cycle: Open Enrollment officially began. Deadline for 2027 coverage in most states
The cutoff for coverage starting January 1, 2026 . such as California
If you missed the January deadline, you generally cannot buy a Marketplace plan until the next Open Enrollment period unless you qualify for a . Qualifying Life Events (SEP)
A few states offered extra time, such as California , New York , and New Jersey , which extended deadlines into late January. Washington, D.C. had the latest deadline of February 4, 2026 . 💡 Can You Still Get Insurance?
Available to low-income individuals and families year-round.