: Use AnnualCreditReport.com to see if the debt appears on your official records. 🚫 What Debt Collectors Cannot Do
If you receive a call from an unfamiliar number claiming to be a debt collector: debtcollectorphonenumber
: Never confirm your Social Security number or bank details until you have verified the debt in writing. : Use AnnualCreditReport
Under federal law, debt collectors are strictly prohibited from certain behaviors: Know your rights when a debt collector calls and a callback number. : Legally
: Request the caller’s full name, company name, street address, and a callback number.
: Legally, they must provide the amount owed and the name of the original creditor within five days of first contact.