: Penalties start at $695 per adult and $347.50 per child , capped at $2,085 for families, or 2.5% of income.
The Individual Mandate for Health Insurance Coverage: In Brief do i have to buy obamacare insurance
: Penalties are the higher of $795 per adult ($397.50 per child) or 2.5% of household income. : Penalties start at $695 per adult and $347
However, your requirement to have insurance depends entirely on your location, as several states have established their own mandates and financial penalties. States with Insurance Mandates in 2026 capped at $2
At the federal level, you are to buy "Obamacare" (Affordable Care Act) health insurance . While the individual mandate technically remains part of the law, the federal tax penalty for not having coverage was reduced to $0 starting in 2019.