How Can I Buy A Home With No Down Payment May 2026

Both friends realized that even with $0 down, they still faced "closing costs"—the fees for lawyers, inspections, and taxes. To solve this, they used two creative "cheats":

Jordan hadn't served in the military, but she loved the quiet of the countryside. She discovered the USDA Loan program, which supports low-to-moderate-income buyers in "eligible rural areas". how can i buy a home with no down payment

: He didn't have to pay monthly private mortgage insurance (PMI), saving him hundreds every month. Both friends realized that even with $0 down,

Alex had served in the military. Because of this service, Alex was eligible for a VA Loan , which allows veterans and active-duty members to buy a home with 0% down . and taxes. To solve this