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: A professional home inspection is essential to identify hidden structural, electrical, or plumbing issues.
: Total housing costs should generally remain below 28–30% of your gross monthly income . Beyond the mortgage, factor in property taxes, homeowners insurance, utilities, and a maintenance fund (ideally 1% of the home's value annually). how to plan for buying a first home
Once your finances are stable, begin assembling professional support and finalizing your borrowing power. : A professional home inspection is essential to