I.o.u. File

Date: [Current Date] Borrower: [Your Full Name] Lender: [Lender's Full Name]

For a quick, straightforward agreement, use the following format: I.O.U.

To ensure the document is clear and provides adequate protection, experts from eForms and Investopedia recommend including: Date: [Current Date] Borrower: [Your Full Name] Lender: