: 0% for eligible veterans, active-duty members, and surviving spouses.
Most states operate housing finance agencies that provide grants or "silent" second mortgages to help with down payments. Apply for the Georgia Dream Homeownership Program programs to help buy a home
These loans are insured by federal agencies, allowing private lenders to offer lower down payments and flexible credit requirements. : : 0% for eligible veterans, active-duty members, and
: First-time buyers or those with lower credit scores. : 0% for eligible veterans