Salsen_2021-12.zip ❲QUICK 2024❳
: The industry 30+ delinquency was 8.78% . 90+ DPD : The 90+ delinquency stood at 3.44% .
: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type
Lender types are ranked by their contribution to the total portfolio as of December 31, 2021: : 40% market share (₹93,841 crore POS). NBFC-MFIs : 36% market share (₹84,065 crore POS). Salsen_2021-12.zip
: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights
: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles : The industry 30+ delinquency was 8
: This edition features a deep dive into Rajasthan, which had a POS of ₹10,812 crore and saw a 15% annual growth. MFI Pulse 12th Edition - SIDBI
: The total industry portfolio outstanding (POS) was ₹2,36,178 crore across 9.6 crore active loans. Market Share by Lender Type Lender types are
: The top 10 states contributed 82% of the total POS.