To Buy A House: Saving Money

Never drain your account to $0. Keep an emergency fund for immediate repairs or new furniture. 2. Audit Your Cash Flow

Don't let your money sit in a standard 0.01% savings account. Use an HYSA to earn 4% or more in interest while you wait. 4. Optimize Your Debt-to-Income (DTI) saving money to buy a house

The most successful savers treat their savings like a mandatory bill. Never drain your account to $0

Now is not the time to finance a new car or open a new line of credit. 5. Explore Assistance Programs Don’t go it alone. Research: frequent dining out

Subscriptions you don’t use, frequent dining out, or impulse online shopping.