Savings Account < 2027 >

The user sees a weekly summary: "This week, you saved $22.40 just by spending smarter than usual."

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Users are less likely to switch banks once they have a personalized, automated system tracking their financial security. The user sees a weekly summary: "This week, you saved $22

The app scans the last 90 days of transactions to determine the "Burn Rate." The app scans the last 90 days of

The user selects a target (e.g., "3 Months of Expenses").

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value

Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow