If you have high upfront costs for flights, hotels, or cruises that cannot be refunded, insurance protects that investment.
If you or a family member have health issues that might force you to cancel, specific policies can cover these "unforeseen" complications. When You Can Likely Skip It should i buy travel insurance for my flight
When you can skip travel insurance and when you should buy it If you have high upfront costs for flights,
Whether you should buy travel insurance for your flight depends on the of your trip, your destination , and what protections you already have through your credit card. When it is Likely Worth It or cruises that cannot be refunded