If your timeline is 2+ years, use Certificates of Deposit to lock in higher rates. ✂️ Reduce Major Expenses
Allocate 50% to needs, 30% to wants, and 20% specifically to your house fund. tips for saving money to buy a house
Stop using standard savings accounts; use an HYSA to earn 4-5% interest. If your timeline is 2+ years, use Certificates
Keep 1% of the home’s value in cash for immediate repairs after move-in. If your timeline is 2+ years
I can then calculate a and check for local buyer programs in your area.