View-your-credit-report ⇒

Experts say about 5% of consumers have errors like this on their reports, and it can cost them thousands in higher interest rates. Alex followed the instructions on the TransUnion site to dispute the error.

Holding his breath, Alex went to AnnualCreditReport.com . He clicked "View Your Credit Report" and braced for impact. view-your-credit-report

Finally, a friend convinced him to face his fears. "Alex, you’re legally entitled to a free copy of your annual credit report from each of the three major credit reporting agencies: Equifax , Experian , and TransUnion ," his friend explained. "And checking it yourself is a 'soft inquiry'—it won't hurt your score at all." Experts say about 5% of consumers have errors