: Technically had no government-mandated minimum, but most private lenders in 2017 enforced a baseline of 620 .
The scores of people who actually closed on homes in 2017 were often significantly higher than the minimums: Average FICO Score 722 Conventional 752 FHA 686 VA 707 The Financial Impact of Your Score what credit score to buy a house 2017
: Reserved for high-value properties, these typically required a minimum of 700 to 720 . Average Scores of Approved Borrowers (January 2017) : Technically had no government-mandated minimum, but most
Lenders used different benchmarks depending on the specific mortgage program: : Technically had no government-mandated minimum